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Credit Analysis: PIGS Banks (Part 2)

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credit analysis on several European/PIGS Banks and their respective sovereign. Continued from Part 1.

Some highlights:

  • Sovereign CDS spreads are generally tighter than the banks’ with some notable exceptions including Santander & BBVA (almost 50 bps and 20 bps, respectively vs. Spain) and Caixa Geral (a couple bps vs. Portugal). Bloomberg also recently highlighted a similar phenomenon evidenced by the increasing gap in perceived credit risk between several of these countries’ large industrial companies and their respective sovereign (such as EDP-Energias de Portugal and Portugal Telecom)
  • Outside of the Irish banks, Portugal’s Banco Espirito Santo is currently the riskiest of the other major major PIGS banks

Credit analysis provided by Marc Bosset


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